Home Journals IJTER Archives Vol. 2, Issue 8

International Journal of Technology and Emerging Research

e-ISSN: 3068-109X p-ISSN: 3068-1995 DOI: 10.64823/ijter Volume: 2 — Issue 8 (August 2026)
Open Access monthly Peer Reviewed DOI via Crossref CC BY 4.0 Indexed in 8 Submit Manuscript
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Volume 2, Issue 8

2026 · 7 articles · Published 03 Aug 2026

Current Issue
Open Access Research Article pp. 1–20

Cybersecurity Challenges in Indian Fintech Start-Ups: A Regulatory Lens

Pavankumar M , Dr. B. Charumathi

Pondicherry University, Puducherry
10.64823/ijter.2608001 05 Aug 2026 70 Views 39 Downloads

The rapid growth of fintech start-ups in India has transformed the financial services landscape by accelerating innovation in payments, digital lending, wealth management, and insurance while promoting financial inclusion. However, this digital expansion has simultaneously exposed fintech start-ups...

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Open Access Research Article pp. 21–33

Performance Visualization of a Self-Devised HMBFNet for Disease Detection in Plants for Their Earlier Diagnosis

Shivi , Shaveta Kalsi

DAV Institute of Engineering & Technology
10.64823/ijter.2608002 08 Aug 2026 38 Views 31 Downloads

Plant disease is one of the primary issues that directly reduce the quality of agricultural produce. Identification and classification of plant diseases are among the primary tasks to improve the overall quality of crop production for economic development. Numerous approaches for disease detection h...

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Open Access Research Article pp. 34–47

Smarter Chatbots, Strong Adoption: Analyzing the Key Drivers of Adoption Intention in Indian Higher Education

KAMIREDDY SRILEKHA , Dr. J. Rama Krishna Naik , Vamsi Dasi

Pondicherry University, Puducherry
10.64823/ijter.2608003 13 Aug 2026 35 Views 26 Downloads

Chatbots powered by artificial intelligence are becoming a part of higher education, supplementing teaching and learning as well as student services. Nevertheless, there is only limited evidence regarding the factors influencing students’ intention to use these technologies in the Indian higher educ...

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Open Access Research Article pp. 48–64

Cosmic Ray Modulation: Force-Field Simulation and Machine-Learning Forbush-Decrease Forecasting

Rekha Agarwal1 , Dr. RAJESH KUMAR MISHRA2 , Divyansh Mishra3

1 Government Science College, Jabalpur, MP, India–482 001 2 ICFRE–Tropical Forest Research Institute (Ministry of Environment, Forests & Climate Change, Govt. of India), P.O. RFRC, Mandla Road, Jabalpur, MP-482021, India 3 Xavier School of Management, Jamshedpur
10.64823/ijter.2608004 15 Aug 2026 46 Views 18 Downloads

Galactic cosmic rays (GCRs) entering the heliosphere are modulated by the time-varying solar wind and heliospheric magnetic field, producing the well-documented 11-year (Schwabe) and 22-year (Hale) cyclic variation in cosmic ray intensity observed at Earth, together with transient, CME-driven depres...

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Open Access Research Article pp. 65–78

Artificial Intelligence as an Enabler of Transformative Social Entrepreneurship: A Hypothetical Assessment of Its Role in Achieving Sustainable Development Goals

Mrs. Komal. S , Dr. Deeksha S

Dr Manmohan Singh Bengaluru City University
10.64823/ijter.2608005 15 Aug 2026 68 Views 28 Downloads

Social entrepreneurship is becoming a vital means of responding to complex problems related to both socio-economic and environmental conditions globally. Despite the potential for social entrepreneurship to transform society and achieve the Sustainable Development Goals (SDGs), social enterprises ex...

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Open Access Research Article pp. 79–84

Cyber Attack Identification in Industrial Control Systems: A Review of Dynamic Watermarking and Machine Learning Applications

Maidhili Mohan , Aysha M. K.

St. Thomas College (Autonomous), Thrissur
10.64823/ijter.2608006 16 Aug 2026 21 Views 11 Downloads

Industrial control systems (ICS) are fundamental to critical infrastructures such as electrical grids, water processing plants, and manufacturing plant, where Programmable Logic Controllers (PLCs) and Supervisory Control and Data Acquisition (SCADA) systems regulate physical processes that cannot st...

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Open Access Research Article pp. 85–94

Do Sin Taxes Work in India? A Comparative Analysis of Tobacco and Alcohol Consumption

Anas Yasir Khan .N

Dr. B. R. Ambedkar School of Economics University, Bengaluru
10.64823/ijter.2608007 16 Aug 2026 15 Views 12 Downloads

Abstract Governments use "sin taxes" on things like tobacco and alcohol to help fix the health problems and social costs they cause. In India, we've seen these taxes go up quite a bit, especially after the GST was introduced in 2017. This paper looks into whether these higher prices actually made p...

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