Home Journals IJTER Archives Vol. 2, No. 5 UPI (Integrated Payment Interface) -New Technology of a Digi...

International Journal of Technology & Emerging Research

e-ISSN: 3068-109X p-ISSN: 3068-1995 DOI: 10.64823 Current Volume: 2 — Issue 6 (2026)
Open Access monthly Peer Reviewed Submit Manuscript
Article Info
Open Access Research Article
9 pages PDF

UPI (Integrated Payment Interface) -New Technology of a Digital Payment: A Searching Study

by MR. PIYUSH

International Journal of Technology & Emerging Research 2026 , 2 (5) , 281–289

10.64823/ijter.2605023
Received: 07 May 2026 Published: 30 May 2026
View PDF Download

Abstract

India witnessed a unique Launchpad for digital payment acceptance via demonetization. Huge emphasis is laid by the Government’s reforms after demonetization on cashless transactions. The effect of demonetization is that there is a phenomenal surge in digital money payments. Digital Payment Electronic Payment system was not born now from 1980’s, since the I did not see any new technology came and became more popular than other for electronic on line payment Lets define them. In this paper the authors have studied the UPI- Unified Payment Interface method of Digital Payment here will discuss its Architecture, Technologies Concept, Operations and Parties involved in using it; also discussed about its Benefits & Challenges and Different existing UPI Apps.

Keywords: UPI, NPCI, BHIM GPAY, PHONEPAY, TECHENOLOGY.

Share Your Research

Spread the word across academic networks

/280 characters

Download and attach while posting

Generating image...

Could not generate image preview.

Share card preview
DOI:

IORO Support

Usually replies in minutes

Common Questions

Leave us a message: