Dr. G Madan Mohan
Professor
Pondicherry University, Puducherry · IN
0000-0001-7203-5462
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About
Possessing Masters Degree in Management, Commerce and Education along with M.Phil. and Ph.D. in Commerce, I possess 20 years of teaching experience. I have guided 7 scholars, completed one minor and one major projects sponsored by UGC, published 124 research papers and written one book. All my projects and Ph.D. research were on disability. I have introduced PG Diploma Course on Disability Rehabilitation Management and proposed a new MBA Programme on Disability Rehabilitation. Further, I am coordinating free UPSC training programme for disabled, sponsored by the Department of Empowerment of Persons with Disabilities.
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Published Papers
https://doi.org/10.64823/ijter.2607005
Involvement of participants in India’s financial market is witnessing a drastic change with the digitalisation of investment platforms. Fintech amenities, digitalised brokerage facilities and mobile transaction apps have resulted in a major change in the pattern of investment by investors. Nevertheless, the digitalisation process has not been inclusive for visually impaired (VI) investors. Previous studies have concentrated on usage of banking and digital payments by VI. However, not much attention has been accorded to exploring the difficulties encountered by VI while investing in the capital markets. This research has used qualitative Case Study approach to examine the experiences of six VI investors in accessing the electronic investment platforms while making investments and possible approaches to overcome such challenges. Data collected through an in-depth interview of the six VI investors has been analysed thematically applying Capability approach in the backdrop of UTAUT model. The study has exposed that VI investors confront KYC and documentation complexities along with unapproachable platforms, complicated by visual charts and analytics while trying to venture into capital market. These complexities affect the investment decision-making of the VI investors due to aggravated acuity about risk of losing their investment. Consequently, these VI investors tend to have vigilant approach during their initial investment period. However, they also display strong learning capability, subtleness and adaptability by starting their investment on avenues such as index fund, mutual fund and exchange-traded fund which require minimum dependence on visuals. This study has added the new dimension of investing in capital market to the concept of financial inclusion for VI. The study is of valuable utility to digital investment-aiding agencies to suitably design their websites and platforms well accessible for VI investors. Further, regulatory bodies such as SEBI can start redefining their role towards transforming the capital market more inclusive and accessible for VI